LHOME - Louisville Housing Opportunities and
Micro-Enterprise Community Development Loan Fund, Inc.

Sustainable Loans | Financial Coaching | Community Development | Training

OUR STORY

Intentionally Inclusive Lending

LHOME is a mission-driven nonprofit financial institution that provides affordable loan products and financial coaching services to low-income homeowners and small businesses as well as BIPOC (Black, Indigenous and People of Color) populations in the Louisville-Jefferson Metropolitan Statistical Area. LHOME is a Community Development Financial Institution (CDFI), certified by the CDFI Fund at the U.S. Treasury.

OUR MISSION

LHOME is a mission-driven nonprofit financial institution that provides affordable loan products and financial coaching services to Black, Indigenous, People of Color and low- and moderate-income small business owners, renters, and homeowners in Louisville, Kentucky.

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OUR VISION

LHOME envisions a community where Black, Indigenous, People of Color and low- and moderate-income individuals, families and communities have access to safe, affordable credit products which affords them the opportunity to create intergenerational wealth through homeownership and small business ownership.

LOAN
PRODUCTS

LHOME offers a number of low-interest consumer and business loans. Our target market includes low-income homeowners and small businesses as well as BIPOC (Black, Indigenous and People of Color) populations in the Louisville-Jefferson Metropolitan Statistical Area.

FINANCIAL
COACHING

Increase your financial know-how. Learn how to save for emergencies, pay down debt, invest in your side hustle, grow your small business. Discover the advantages of home-ownership. All of this and more with LHOME's Money Monday series.

COMMUNITY PARTNERSHIPS

We share resources, events, and tips from our community partners around Metro Louisville.

Business Loans

Small Business Loan

A loan to help fund your growth or equipment purchase.

Working Capital Loan

A short-term loan meant to help you build affordable housing and commercial properties and meet your contract deadlines.

Micro-Enterprise Loans
(Character-Based)

A loan to help start or expand your business. Lending based on your character & business reputation in the community and NOT your credit score or collateral.